Commercial General Liability

This coverage protects you and your business from a wide variety of liability claims.

Limits of Liability:

• $1,000,000 Per Occurrence
• $2,000,000 Aggregate

Other Important Features Include:

• Contractual Liability for Oral or Written Contracts
• Personal Injury Liability Protection
• Fire Legal Liability
• Broad Form Property Damage Liability Coverage
• Advertising Injury Protection

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Property

Coverage is provided on a replacement cost basis from direct loss or damage by any peril which is not excluded in the policy. Your buildings and business personal property are covered subject to your policy limits.

Additional Features Included in the Standard Coverage:

• Money and Securities
• Business Income and Extra Expense: Pays the actual loss of income for up to 12 consecutive months with no dollar limitation
• Tools, equipment, and supplies in transit or off-premises
• Computer Coverage
• No Coinsurance applied to the property coverage

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Third Party Crime Bond

• Limit of $25,000. Defense Cost Coverage included in limit up to $10,000

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Automobile

In addition to the standard auto coverage that you are accustomed to, the following is added automatically:

• Hired and Non-Owned Liability Coverage

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Workers' Compensation

Workers' Compensation is offered in the program. Rates are competitive and the premium can be included in your convenient payment plan.

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Umbrella

This coverage provides Excess Liability protection over the primary limits in your Automobile Liability, General Liability, and Employer's Liability. Various limits are available.