Master Your Risk

All Lipscomb & Pitts clients are given access to several resources, including an online compliance tool that notifies users of upcoming compliance tasks and due dates, an HR advisory service that sends regular state-specific updates, and email communications from our Compliance Director. Monthly compliance newsletters provide important information updates and reminders of upcoming due dates and breaking news is communicated immediately. A list of upcoming webinars is also provided each month to allow employers an opportunity for a deeper dive on important topics or laws in flux (i.e., Republican AHCA proposal).
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Keeping our clients in compliance is a top priority. Lipscomb & Pitts clients are given access to several resources, including an online compliance tool that notifies users of upcoming compliance tasks and due dates, a team of HR professionals to assist with HR questions and tasks through an HR advisory service, and an additional HR resource with thousands of online templates and policy suggestions as well as a hotline for HR and employment questions.
We provide our clients with access to libraries of communication material. Information can relate to benefits issues, education, wellness/preventive matters, etc. There is no shortage of material for employee communication.

Additional Services

We believe that the keys to customer satisfaction are having a consistent service model, managing expectations and being proactive rather than reactive. Below are some additional programs you receive as a Lipscomb & Pitts Client.
Lipscomb & Pitts utilizes a consultative brokerage approach when partnering with our clients to minimize their cost of risk, and not just their cost of insurance. Lipscomb & Pitts offers the following specialized services to our clients to reduce their overall cost of risk:

L&P Client Center

A dynamic world of insurance and safety-related tools and information in regards to your industry including OSHA compliance, HR tasks, employee handbooks, and more.

Background Checks

Search 550 million records for convictions & past aliases. Access driving records, credit reports, resume verification, drug screening and more.

Mineral

A proactive program for avoiding risk management exposures, while increasing employee productivity and your bottom line.​

Compliance Podcast

The Lipscomb and Pitts Insurance Compliance Director shares key Affordable Care Act and compliance hot topics all in 15 minutes or less.

Educational Resources

Exclusive webinars on topics such as D.O.T. safety, workers’ compensation, employment practices, HIPAA compliance, consumer driven healthcare, employee benefit technology.

Carrier Relations

Due to our size, unique business approach, and our position in the marketplace, we are in a superior position to negotiate with carriers on our clients/prospects behalf.

Frequently Asked Questions

1. What is Master Your Risk?
The National Franchise Council of ServiceMaster made it a priority to make sure every franchise has a practical blueprint for good risk management. The group determined that a successful program must address the following issues.
  • It must enhance the operation of the business.
  • It must be affordable.
  • It must be utilized consistently.
  • It was determined by the team that the only way to get franchisees (or anyone else for that matter) to use a program is through repetition. Repetition creates habits, habits become culture. Through our carefully selected service providers, we are focusing on several repetitive tools made available through modern technology.

2. What is the cost?
The annual investment for Master Your Risk is:
Fee    For Annual Revenues
$250    $999,999 & under
$500    $1M - 3,999,999
$750    $4M & above

The annual fee can be paid by check, credit card or bank draft. You may be eligible for premium discounts from your insurance carrier.

3. What do I get for the annual fee?
  • Subscription to the business tools Mineral & MyWave
  • Access to customized Employee Handbooks, Safety Manuals, Fleet Safety Programs, OSHA Logs and numerous other safety and risk management tools. Most available in both English and Spanish
  • Free monthly newsletters on various topics including HR, compliance and safety
  • ​You may be eligible for premium discounts from your insurance carrier.
  • Much more . . .

4. Is the annual fee refundable?
Due to the proprietary nature of the information provided by Master Your Risk the annual fee is not refundable.

5. How do you anticipate immediate results?
Our first step is to have your employees complete the Employee Survey. This survey will allow you to see first hand what your employees view as your strengths and weaknesses. The fact that you let your employees know that you care about their opinion and take action will be an immediate morale boost. We build from here.

6. How will this program improve my bottom line?
First we help you get the right employees on the bus. According to the Harvard Business Review, 80 percent of turnover is caused by bad hiring decisions. These are costly mistakes. The U.S. Department of Labor calculates that it costs one-third of a new hire’s annual salary to replace him. These figures include money spent on recruitment, selection and training as well as costs due to decreased productivity as other employees fill in to take up the slack.
Master Your Risk will become your #1 sales tool! Share your commitment to the program with your clients and prospects. Explain how happy they will be when your employees find purpose and happiness in their jobs. This should be your major point of difference verses any competitor! Employee retention, morale, production, everything, including profit improves!

7. How do I start this process?
Simply click here. Upon enrolling with Master Your Risk you will be sent e-mails with your User Name and Passwords. We will then forward you an online video and power point presentation to help walk you through the programs.
If you choose to commit to these repetitions, this program will produce immediate results! How immediate? As soon as you give out the first employee survey!