Commercial General Liability
This coverage protects you and your business from a wide variety of liability claims.
Limits of Liability:
Property
Coverage is provided on a replacement cost basis from direct loss or damage by any peril which is not excluded in the policy. Your buildings and business personal property are covered subject to your policy limits.
Additional Features Included in the Standard Coverage:
Third Party Crime Bond
Automobile
In addition to the standard auto coverage that you are accustomed to, the following may also be added:
Workers' Compensation
Workers' Compensation is offered in the program. Rates are competitive and the premium can be included in your convenient payment plan.
Umbrella
This coverage provides Excess Liability protection over the primary limits in your Automobile Liability, General Liability, and Employer's Liability. Various limits are available.
This coverage protects you and your business from a wide variety of liability claims.
Limits of Liability:
- $1,000,000 Errors & Omissions Per Occurrence
- $3,000,000 Aggregate
- Mysterious Disappearance of Customers Property
- Contractual Liability for Oral or Written Contracts
- Personal Injury Liability Protection
- Fire Legal Liability
- Broad Form Property Damage Liability Coverage
- Advertising Injury Protection
Property
Coverage is provided on a replacement cost basis from direct loss or damage by any peril which is not excluded in the policy. Your buildings and business personal property are covered subject to your policy limits.
Additional Features Included in the Standard Coverage:
- Care, Custody, or Control including Damage as a direct result of your work
- Bailees Any Location
- Bailees In Transit
- Lost Key Coverage
- Money and Securities
- Business Income and Extra Expense: Pays the actual loss of income for up to 12 consecutive months with no dollar limitation
- Tools, equipment, and supplies in transit or off-premises
- Computer Coverage
- No Coinsurance applied to the property coverage
Third Party Crime Bond
- Limit of $25,000. Defense Cost Coverage included in limit up to $10,000
Automobile
In addition to the standard auto coverage that you are accustomed to, the following may also be added:
- Hired and Non-Owned Liability
- Broad Form Drive Other Car
- Rental Reimbursement
Workers' Compensation
Workers' Compensation is offered in the program. Rates are competitive and the premium can be included in your convenient payment plan.
Umbrella
This coverage provides Excess Liability protection over the primary limits in your Automobile Liability, General Liability, and Employer's Liability. Various limits are available.